What is SoLo Score?

What is SoLo Score?

The SoLo Score is designed to learn and grow as you continue to use our platform.  We provide you with an initial score once you are completely registered to use our platform. As you create loans, fund loans, pay back loans, etc. we use this information to increase or decrease your score. Keep in mind, the SoLo Score only applies to active users who are currently borrowing.

If you have any further questions or concerns about your SoLo Score, please reach out to our support team.
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    • How much can I borrow?

      The loan range on the platform is between $50 - $1,000. The more you use SoLo and successfully repay your loans early and on time, the higher your SoLo score will grow and your borrowing limit will increase over time!
    • How does SoLo Funds handle individuals tax reporting?

      SoLo Funds will provide 1099-MISC Reporting to any Lenders who generate $600 or more in cash-basis profit on SoLo Funds' Marketplace, in a given calendar year.
    • When will my loan request be fulfilled?

      Funding a loan request is up to the discretion of a lender. To make your loan more attractive to lenders you can try: offering a generous lender appreciation tip when you create your loan. This becomes the lender's profit and provides an incentive to ...
    • What happens after collections?

      Our collections partner attempts to recover your funds for up to 4 years via phone calls and letters sent to the Borrower’s home. The loan is considered defaulted after 90 days, at which point the Borrower may be reported to the credit bureaus with a ...
    • What if I miss my due date?

      SoLo will attempt to collect loan payments on the due date indicated/selected by the Borrower.  35 days after the funding date, the Borrower will be assessed a Late Fee of 10% of the principal. The Borrower will also be assessed a Synapse Transaction ...